X5 beta

[dshall]

I'm hearing you guys, it took me a while, but its really nice to be debt free at last in this economy. I can never tell what the future brings, just have to go with the flow.

I have not had an outstanding debt on my credit card since 1994 when I went through my own financial problems. I say pay it off every month, and if you can't pay it off, don't spend the money. Jeez, don't I sound like a pompous you know what. I have a feeling that just about every one of us who are independent business owners got caught up in the credit deal, and I think we all had to learn the hard way............... but we learned and I hope none of us end up there again, it ain't fun, many a sleepless night.