SSA renewal- yes or no

[RL INC]

I upgraded to X3 last July and have had X4 for about 2 months. All is good so far but still much to learn. My SSA is up for renewal and I am trying to decide weather or not to spend the 395.00.

Couple of ?? for the group:

1) do you generally feel it is worth it ?
2) will it include an upgrade to X5 when it comes about

Thanks in advance for the input.