Cost of E & O insurance

[carpenterguy]

Excuse the dumb question but what the **** is E & O insurance?

Andy.

[Steve C.]

Excuse the dumb question but what the **** is E & O insurance?

Andy.

Errors and Omissions.

[carpenterguy]

Thank you Steve for the clarification on the meaning of E&O insurance.

Now if someone would be so kind as to translate for me from English to English what is meant by errors & omissions? Is it like if the designer calls out the incorrect Simpson tie? Wouldn't that be the responsibility of the licensed Engineer calling out details?

Maybe I should look into this if I am going to be doing more 'prescriptive' detailing of my plans here in Callyfonya as our Governator would say.

Thank you all very much. This is bar-none the best, most helpful community of cad users anywhere. Which brings to mind a question: Does Chief make Chiefers great or do Chiefers make Chief great? Food for thought.

And special thanks to Wendy, the Grand High Chancellor of Chiefers.

Andy

[carpenterguy]

God! She's quick, witty, insitefull and wicked smart. Would you have my children?

No, really...you can have them, especially the boy.

Thanks again Wendy.

Andy.

[sutcac]

...what is meant by errors & omissions? Is it like if the designer calls out the incorrect Simpson tie? Wouldn't that be the responsibility of the licensed Engineer calling out details?

If you are doing the drafting work for your engineer, then I would highly recommend completely separating the structural sheets from the non-structural ones. Anything non-structural, my engineer will call out "per architect" and anything shown in my arch. details even remotely structural in nature will say "per engineer".

Getting back to what has been said on this forum before, most claims against design professionals are for water intrusion, not structural stuff. So you are responsible for those non-structural details. If the detail fails to do the job properly (i.e., if there is an error or omission on your plans), this could result in a claim.