Cost of E & O insurance

[Steve C.]

The only reason I'm not freaking out is because I'm my biggest client, and I don't expect to file suit against myself.

You just need a good lawyer

You really should be held liable for your mistakes. If I were you, I wouldn't let myself get away with that.

[perryh]

You just have to form an "LLC" and that business takes the risk unless fraud is involved. This does mean another tax return but your covered. Never be a sole owner as your personal stuff will be up for grabs.