Cost of E & O insurance

[WendyWelton]

Adam,

One more piece of the puzzle. You can work only with a signed contract and have that contract pretty seriously limit your liability. Your attorney will tell you about the laws in your state, but if you really can't get insurance, I would look into doing a contract that limits your liability to fees paid. Lawsuits are about money. If the amount they hope to gain is small enough, it won't be worth them paying an attorney.