Originally Posted by
WendyWelton
Larry,
In 2009 I had to cut off my cable tv, cut out fresh vegetables, ditch the $10/month gym membership and went two long cold-snap 3 day weekends without heat - so I hear you. It was a long painful careful road back to being anything but month to month and a prayer. All the math in the world doesn't do it if the till is empty. And I'm now cured forever, and I mean FOREVER, from every drinking from the poison cup of credit again. Even if I had credit capacity, I wouldn't touch it.
So you have my support for your no-apologies stance on upgrading.